Articles by Mitch

/Articles by Mitch

Change the Central Question Guiding the Planning Conversation

By |2018-02-14T18:03:37+00:00July 1st, 2017|

Financial Life Planning column by Mitch Anthony and Steve Sanduski, CFP®,  published in Journal of Financial Planning. In our introductory article on Return on Life, or ROL-centric planning in the May issue, we asserted: “If you want to change the dynamics of the financial relationship to a value that is most meaningful, start by [...]

Show Clients Their Spending Habits

By |2018-02-14T18:12:53+00:00May 1st, 2017|

"Financial Life Planning" column by Mitch Anthony at Financial Advisor magazine. “You are not competing with anyone else. You are only competing with yourself to do the best with whatever you have received.” —L. Tom Perry In my last column, we discussed the cash-flow conundrum faced by so many advisors whose clients want to turn [...]

Transforming from ROI-Centric Planning to Return on Life Planning

By |2018-02-14T18:14:34+00:00May 1st, 2017|

Financial Life Planning column by Mitch Anthony and Steve Sanduski, CFP®,  published in Journal of Financial Planning. Our profession has made several transformations over the past few decades. Prior to 1980, most financial advisers were brokers who sold stocks and bonds on commission. During the 1980s and 1990s, stocks gave way to mutual funds [...]

Determine Your Hierarchy of Needs for Retirement

By |2018-02-15T20:59:14+00:00April 15th, 2017|

Originally posted at Next Avenue, by Mitch Anthony. It’s a way to create a retirement income plan designed to simultaneously settle both emotional and financial ledgers and develop an income stream that lasts as long as you do, outpacing the inflation that threatens to rot your nest egg slowly but surely. In order to bring your life into [...]

Cash-Flow Analysis Conundrums

By |2018-02-14T18:18:52+00:00March 28th, 2017|

"Financial Life Planning" column by Mitch Anthony at Financial Advisor magazine. I just finished an interesting call with an astute financial planner—Bryan Sarff, president of True Private Wealth Management in the Kansas City area—who was lamenting the shortcomings of goal-based approaches to financial planning. Bryan said to me: “When we deal with clients on a [...]

The Size Of Our Heart

By |2018-02-14T18:19:59+00:00January 3rd, 2017|

"Financial Life Planning" column by Mitch Anthony at Financial Advisor magazine. “As he looked up, Jesus saw the rich putting their gifts into the temple treasury. He also saw a poor widow put in two very small copper coins. “I tell you the truth,” he said, “this poor widow has put in more than all [...]

Retirement Realities: Bridging The Gap Between Means And Meaning

By |2018-01-19T00:55:27+00:00December 4th, 2016|

Originally posted at seekingalpha.com , by Mitch Anthony. Summary Conversations about retirement need to be much more than a discussion about how much money we need to have invested; it needs to connect means and meaning. Most of us don't want to retire; instead we want more control over our own destinies including how we spend [...]

Life Intermissions

By |2018-02-14T18:20:41+00:00September 1st, 2016|

"Financial Life Planning" column by Mitch Anthony at Financial Advisor magazine. My friend George worked for a Fortune 500 company for 30 years and “retired” in his early 50s. A year off and out was enough to recharge him, so he decided to start a new nonprofit to deal with racial tensions in our city. A [...]

Igniting the Corporeal/Cognitive Spark

By |2018-02-14T18:22:11+00:00July 1st, 2016|

"Financial Life Planning" column by Mitch Anthony at Financial Advisor magazine. One of my favorite hobbies and interests is shooting baskets. I regularly tutor young high school players on free throw and three-point form, so I need to stay in good form myself. Through the years of going to the gym, I’ve often see Nash (who [...]

Cashing In On Experience

By |2018-02-14T18:23:07+00:00May 2nd, 2016|

"Financial Life Planning" column by Mitch Anthony at Financial Advisor magazine. For years I have felt that we need to assign a new label to the age in which we live—known as the “Information Age.” I strongly suspect that the Information Age ended when “Google” became a verb. We now have far too much information [...]